New SBA loan rules just took effect — here’s what changed for business acquisitions, real estate, expansion, and refinancing.
💡 Key Takeaway The SBA has doubled its manufacturing loan limit from $5 million to $10 million under the Made in America Manufacturing Finance Act. For qualifying domestic manufacturers, this means access to more capital for equipment, facility expansion, and onshoring – and for business brokers and commercial realtors, it means a larger pool of…
Continue reading SBA $10M Manufacturing Loans: What Business Owners, Brokers, and Realtors Need to Know
Can Green Card Holders Still Get SBA Loans in 2026? No. As of March 1, 2026, the SBA requires that 100% of the direct and indirect owners of a business applying for an SBA loan be U.S. citizens or U.S. nationals. This means green card holders (lawful permanent residents) are no longer eligible to own…
Continue reading Can Green Card Holders Still Get SBA Loans in 2026? New SBA Citizenship Rule Explained
Can you believe it’s already time to discuss business financing strategies in 2026? As we head into this new year, it’s clear the economic environment isn’t perfect – but that’s rarely when the best opportunities appear. Right now, we’re in a uniquely timed window where rates have come down, real estate pricing has not wildly…
Continue reading Our Top 3 Power Moves for Business Owners in 2026
In our view, this quarter-point move is unlikely to be followed quickly by deeper cuts. That means there’s no need to wait—buyers and owners can secure SBA financing today and move on opportunities before competition heats up.
How Recent SBA SOP Changes Could Affect How You Buy, Refinance, or Grow a Business This Year As interest in buying, funding, or expanding a business continues to surge, the SBA has introduced several key updates to its Standard Operating Procedure (SOP 50 10) that could reshape how small business owners and buyers access capital…
Continue reading New SBA S.O.P. Rules in 2025: What Business Buyers and Owners Need to Know
FOR IMMEDIATE RELEASECommercial Capital Ltd., FL, Ranked Among Top 40 U.S. Commercial Lenders in 2024 Indialantic, FL – April 16, 2025 – Commercial Capital Ltd., Florida branch is proud to announce that it has officially ranked #39 in the nation for number of commercial loans closed in 2024, according to the Mortgage Bankers Association’s (MBA) annual…
Continue reading Commercial Capital Ltd., FL – Ranked Among Top 40 in U.S. Commercial Loan Closings in 2024
If you plan on applying for an SBA Loan, you’ll be asked to provide an SBA Form 413 Personal Financial Statement (or a PFS). An SBA Form 413 Personal Financial Statement is a balance sheet that displays your assets and liabilities to show your net worth. It’s important that your Personal Financial Statement is filled…
Continue reading How to Complete an SBA Form 413 Personal Financial Statement Correctly – the FIRST Time
Fund your next hotel project up to $15 million with the lowest rates and longest amortizing terms available anywhere in the market today.
SBA loans are notoriously tricky, and business transactions are no different. However, we are closing more SBA loans for business purchases than most banks in the country – how are we able to do this? Well, we are in the midst of the greatest wealth transfer we’ve ever experienced in generations past. With “baby-boomer” business…
Continue reading What Makes Us the SBA Experts? 
