Quick Answer: Can You Get an SBA Loan for a Startup Restaurant with Real Estate? Yes – but it is significantly more complex than a traditional SBA 7a loan. SBA startup loans for restaurants require: • Strong borrower experience• Sufficient equity injection (typically 15%)• A defensible business plan and projections• Careful structuring when real estate…
Continue reading How We Closed a $3,560,000 SBA Startup Restaurant & Real Estate Loan — Despite Delays, Construction, and a Lost Partner
Startup financing is rarely simple. SBA startup loans are even more complex. But when the right borrower meets the right structure, innovative concepts can move from idea to reality. We recently closed a $1,650,500 SBA start-up loan to launch a 36-site, high-tech transient campground in Central Florida. Designed for short-term stays of 30 days or…
Continue reading How We Closed a $1,650,500 SBA Startup Loan for a High-Tech Campground
We recently closed a $2,300,000 SBA owner-occupied real estate loan for an addiction recovery center to purchase the building it had been leasing for just over a year. This was a classic rent-replacement scenario – instead of continuing to pay rent to a landlord, the owners are now building equity in their own commercial property…
Continue reading How We Closed a $2.3M SBA Owner-Occupied Real Estate Loan for an Addiction Recovery Center
Some SBA deals fit neatly into a checklist. Others require experience, judgment, and the willingness to look beyond surface-level qualifications. This $700,000 SBA business acquisition loan for a long-established family restaurant in a beautiful coastal Florida town is a clear example of the latter. Our borrower was a military veteran preparing to buy his first…
Continue reading How We Closed a $700,000 SBA 7(a) Loan for a Restaurant—By Finding a Way to Say Yes
We closed an $825,000 SBA 7(a) business acquisition loan for a water treatment company in Jupiter Farms, FL—despite no collateral and tight closing deadlines. Learn key tips for navigating title transfers, ownership structure, and industry-specific acquisitions.
What if we told you that your growth plan alone could unlock millions in capital-even without real estate or equipment? That’s exactly what happened in our recent closing for a fast-scaling digital marketing firm that’s quietly become a nationwide powerhouse. With over 5,500 clients across 47 states, this business has mastered something most entrepreneurs only…
Continue reading How a Digital Marketing Founder Secured a $1.2M SBA Working Capital Loan—With No Collateral
Another lender dropped the ball-we picked it up and ran it across the finish line. We recently closed an SBA 7(a) business acquisition loan for $1,726,100 on behalf of a highly experienced banker and new U.S. green card holder who was purchasing a well-established pool services company offering pool cleaning, resurfacing, equipment repair, and deck…
Continue reading From Setback to Success: A $1,726,100 SBA Acquisition for a Pool Services Company
At Commercial Capital Ltd., FL, we deliver lending solutions that real banks don’t-and this closing proves it. We recently funded a $439,000 SBA Express Loan for a well-established 30+ year pest control business seeking to expand its operations and reduce the weight of high-interest debt. The Challenge: Scaling While Managing Debt This pest…
Continue reading A $439,000 SBA Express Loan Fuels Growth for 30+ Year Pest Control Business
Tamarac, FL Most people assume SBA 7(a) loans are only for thriving businesses or seasoned owners expanding into new territory. But what if we told you that you can use an SBA 7(a) loan to buy a business that’s actually declining-as long as you know what you’re doing? That’s exactly what we just helped a…
Continue reading How We Funded a $1,542,500 SBA 7(a) Startup with Real Estate—Even Though the Business Was Failing
Lawrenceville, GA Our latest deal proves once again: when banks say no, we say, “What can we do differently to make this happen?” At Commercial Capital Ltd., FL (ComCapFL), we specialize in creative, customized capital solutions you won’t find at your neighborhood bank-or from a lender you found on Google. The Background: Phase I Success Set…
Continue reading How We Funded Phase II: $4,242,477 in Flexible AD&C Financing for a Major Home Builder 
