Our Firm

Commercial Capital Ltd., FL is a direct private and bridge money lender and a one-stop-shop for all your commercial financing needs.

Certainty of Execution

Our biggest differentiator isn’t our rates or our paperwork – it’s certainty of execution. We run a thorough but expedient pre-qualification process, and we only issue term sheets we’re genuinely confident we can close.

Many firms take on every deal to keep their pipeline full, or collect your documents and your deposit and let the file sit before ultimately declining. We work differently. Once we have everything we need – and we only ask for what we actually need, not a blanket document dump – we pre-qualify your deal in 48 hours or less.

Unlike your corner bank, we only succeed when your deal closes. That keeps us motivated to find the “yes,” structure it cleanly, and get you to the closing table as quickly as possible.

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Dave-Dambro - Commercial Capital Ltd.

The Expertise Behind Every Deal

Our Florida branch was founded in 2014 – but our branch owner, Dave Dambro, brings 30 years of experience spanning finance, securities, and real estate to every deal we structure. He’s built a career across corporate credit, securities and capital markets, private equity, and real estate development, and that cross-disciplinary background is exactly what lets him guide clients through complex financing decisions most lenders simply aren’t equipped to navigate. It’s why clients treat us as their secret weapon rather than just another lender.

About Us

We are originators for several of our own funds, plus our extensive network of more than 300 affiliate investors, including banks, REIT’s, private equity funds, C.M.B.S., and life insurers. Roughly a third of our business runs through our own private fund and other hard money options, a third through SBA or conventional banks, and a third through life companies and large hedge funds – a mix that lets us say yes to a wider range of deals than a firm tied to a single source of capital ever could. Our firm has earned its reputation by providing “best in class” solutions for commercial money, with better certainty of execution than most other lenders can offer.
Our team at Commercial Capital Ltd., FL stays on the cutting edge of our industry. By utilizing our multitude of diverse lending programs, affiliates, and private funds, our experts are able to custom-design your perfect loan from an array of commercial financing solutions. Our “loan architects” not only identify your perfect loan program and lender, but also act as your partner and advocate, from application to close.

This is also why we want to be direct about something: we are not brokers. We get paid by the fund, not by you – and the only thing we ever charge a client is a deposit, fully refundable until a commitment letter is issued at the final stage of the process.

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Our Core Values

What we want to be known for:

Our clients notice – we maintain a near-perfect rating on Google Reviews.

Our Mission

Whether you’re a private investor, commercial developer or small business seeking growth and expansion capital – in Florida or anywhere in the country – our firm is dedicated to finding and closing the best loan for your unique requirements.

Our Philosophy

Our goal is to treat each client like a partner, which is why we never try to sell a loan or simply match you to a loan or lender. Instead, we start with understanding your unique requirements as well as your short- and long-term goals during our thorough, risk-free consultation – to ensure you reach your financial goals.

Meet the Team

Our leadership brings decades of combined experience across lending, real estate, and business ownership.
Dave Dambro
Melbourne Branch Owner, Sr. Commercial Loan Specialist
Click here for bio
Nicole Dambro

Melbourne Branch, Director of Marketing & SBA Loan Officer

Jon Kidd
Melbourne Branch, Commercial Finance & SBA Specialist
Jim Rohr
Weston Branch Owner, Sr. Commercial Loan Specialist
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