How to Complete an SBA Form 413 Personal Financial Statement Correctly – the FIRST Time

If you plan on applying for an SBA Loan, you’ll be asked to provide an SBA Form 413 Personal Financial Statement (or a PFS). An SBA Form 413 Personal Financial Statement is a balance sheet that displays your assets and liabilities to show your net worth. It’s important that your Personal Financial Statement is filled… Continue reading How to Complete an SBA Form 413 Personal Financial Statement Correctly – the FIRST Time

$1,525,000 – SBA 7a Restaurant Business Acquisition

Clearwater, FL Our borrower, a seasoned professional with 26 years of experience managing a restaurant, just purchased his dream business: a well-established, 20-year-old Classic American Diner. The restaurant, which had recently undergone renovations, was acquired for $1,525,000. Despite having just 5% of the purchase price in personal savings, our borrower was able to secure the… Continue reading $1,525,000 – SBA 7a Restaurant Business Acquisition

$2,300,000 – SBA 7a Western Wear Retail Biz Acquisition

Fort Meyers, FL This recent SBA 7(a) loan closing involved the successful sale of a well-established retail store specializing in western wear in Fort Myers, Florida. This store, which had been operating for over 50 years, was a prominent name in the Florida retail landscape since the 1970s. As one of the largest independent retailers… Continue reading $2,300,000 – SBA 7a Western Wear Retail Biz Acquisition

$875,000 – SBA Restaurant Business Acquisition

Providence, RI This young restauranteur, with decades of experience in both owning and managing restaurants,  wanted to expand her restaurant portfolio by acquiring another popular local restaurant. Lucky for her, this stabilized restaurant was priced competitively due to the oversaturated market – despite generating over a quarter million dollars in EBITDA. Truly, this was a… Continue reading $875,000 – SBA Restaurant Business Acquisition

$458,000 – Owner-Occupied Real Estate & Equipment Refinance

Melbourne, FL This small business owner was interested in buying a building to house his specialty printing and signage company for years. However, since he reinvested most of his cash to drive business, he was challenged by the 25% down payment that is required for conventional financing – so the bank declined him. When he… Continue reading $458,000 – Owner-Occupied Real Estate & Equipment Refinance

$1,900,000 – SBA 7a Business Expansion w/ Real Estate

Melbourne, FL This client ran a very successful female-owned salon and spa in our very own backyard. Upon inspecting her financials, we saw that she had impeccable cash flow, credit and liquidity  – which made it a no-brainer when she came to us wanting to expand. Her goal was to purchase a historic building that… Continue reading $1,900,000 – SBA 7a Business Expansion w/ Real Estate

SBA Loans for Hotel Construction and More

Fund your next hotel project up to $15 million with the lowest rates and longest amortizing terms available anywhere in the market today.

What Makes Us the SBA Experts?

SBA loans are notoriously tricky, and business transactions are no different. However, we are closing more SBA loans for business purchases than most banks in the country – how are we able to do this? Well, we are in the midst of the greatest wealth transfer we’ve ever experienced in generations past. With “baby-boomer” business… Continue reading What Makes Us the SBA Experts?

$15,000,000 – Combo Loan for Ground-Up Hotel Construction

Atlanta, GA This client was looking to build a TRU by Hilton hotel on his $4 million worth of undeveloped property. The entire project was estimated at around $20 million in total. With the borrower providing the land and another million as a deposit, we were able to finance the project using a combination of… Continue reading $15,000,000 – Combo Loan for Ground-Up Hotel Construction

$866,000 – SBA 7a Loan for Medical Practice CRE and Startup Funds

Orlando, FL This client was a hardworking doctor, working at three different practices for 6+ days per week – with her education and experience, she was ready to start her own practice. Once she found the perfect building, her rookie real estate agent referred her to her favorite local bank for a loan – without fully understanding that for an owner-occupied… Continue reading $866,000 – SBA 7a Loan for Medical Practice CRE and Startup Funds