New SBA Loan Rules (SOP 50 10 8.1): What Actually Matters to You

New SBA loan rules just took effect — here’s what changed for business acquisitions, real estate, expansion, and refinancing.

Jon Kidd – Bio

Jon Kidd brings decades of business experience to Commercial Capital Ltd., FL, specializing in conventional commercial finance, SBA 7(a) business acquisitions, and expansion loans. Dedicated to the team-oriented mission of ComCapFL, Jon leverages his own entrepreneurial background to guide property investors, business buyers, and broker partners through the realities of commercial lending. Jon can be… Continue reading Jon Kidd – Bio

SBA $10M Manufacturing Loans: What Business Owners, Brokers, and Realtors Need to Know

💡 Key Takeaway The SBA has doubled its manufacturing loan limit from $5 million to $10 million under the Made in America Manufacturing Finance Act. For qualifying domestic manufacturers, this means access to more capital for equipment, facility expansion, and onshoring – and for business brokers and commercial realtors, it means a larger pool of… Continue reading SBA $10M Manufacturing Loans: What Business Owners, Brokers, and Realtors Need to Know

How We Closed a $3,560,000 SBA Startup Restaurant & Real Estate Loan — Despite Delays, Construction, and a Lost Partner

Quick Answer: Can You Get an SBA Loan for a Startup Restaurant with Real Estate? Yes – but it is significantly more complex than a traditional SBA 7a loan. SBA startup loans for restaurants require: • Strong borrower experience• Sufficient equity injection (typically 15%)• A defensible business plan and projections• Careful structuring when real estate… Continue reading How We Closed a $3,560,000 SBA Startup Restaurant & Real Estate Loan — Despite Delays, Construction, and a Lost Partner

How We Closed a $1,650,500 SBA Startup Loan for a High-Tech Campground

Startup financing is rarely simple. SBA startup loans are even more complex. But when the right borrower meets the right structure, innovative concepts can move from idea to reality. We recently closed a $1,650,500 SBA start-up loan to launch a 36-site, high-tech transient campground in Central Florida. Designed for short-term stays of 30 days or… Continue reading How We Closed a $1,650,500 SBA Startup Loan for a High-Tech Campground

Can Green Card Holders Still Get SBA Loans in 2026? New SBA Citizenship Rule Explained

Can Green Card Holders Still Get SBA Loans in 2026? No. As of March 1, 2026, the SBA requires that 100% of the direct and indirect owners of a business applying for an SBA loan be U.S. citizens or U.S. nationals. This means green card holders (lawful permanent residents) are no longer eligible to own… Continue reading Can Green Card Holders Still Get SBA Loans in 2026? New SBA Citizenship Rule Explained

How We Closed a $2.3M SBA Owner-Occupied Real Estate Loan for an Addiction Recovery Center

We recently closed a $2,300,000 SBA owner-occupied real estate loan for an addiction recovery center to purchase the building it had been leasing for just over a year. This was a classic rent-replacement scenario – instead of continuing to pay rent to a landlord, the owners are now building equity in their own commercial property… Continue reading How We Closed a $2.3M SBA Owner-Occupied Real Estate Loan for an Addiction Recovery Center

How We Closed a $700,000 SBA 7(a) Loan for a Restaurant—By Finding a Way to Say Yes

Some SBA deals fit neatly into a checklist. Others require experience, judgment, and the willingness to look beyond surface-level qualifications. This $700,000 SBA business acquisition loan for a long-established family restaurant in a beautiful coastal Florida town is a clear example of the latter. Our borrower was a military veteran preparing to buy his first… Continue reading How We Closed a $700,000 SBA 7(a) Loan for a Restaurant—By Finding a Way to Say Yes

Our Top 3 Power Moves for Business Owners in 2026

Can you believe it’s already time to discuss business financing strategies in 2026? As we head into this new year, it’s clear the economic environment isn’t perfect – but that’s rarely when the best opportunities appear. Right now, we’re in a uniquely timed window where rates have come down, real estate pricing has not wildly… Continue reading Our Top 3 Power Moves for Business Owners in 2026

What the Fed’s Rate Cut Means for SBA Loans and Business Buyers

In our view, this quarter-point move is unlikely to be followed quickly by deeper cuts. That means there’s no need to wait—buyers and owners can secure SBA financing today and move on opportunities before competition heats up.