Multifamily is the one property type with a financing advantage nothing else in commercial real estate can match: it’s the only asset class eligible for Fannie Mae and Freddie Mac agency financing. That access, combined with lower perceived risk, is why multifamily consistently sees higher leverage and lower rates than office, retail, or industrial properties of similar quality.
| Term | Typically 12-24 months |
| Payment Structure | Usually interest-only |
| LTV | Typically 65%; up to 90% through our in-house bridge-to-SBA fund |
| Origination Points | Typically 1-3 points |
| Rate | Slightly higher than permanent financing, reflecting the short-term, transitional nature of the loan |
| Collateral | Primarily commercial real estate; may include business assets |
Generally, the less documentation involved, the more weight the deal places on down payment, collateral value, and exit plan to offset the reduced income verification – and the faster it tends to close. With less paperwork to underwrite, Alt-A loans often move to closing quicker than a fully documented conventional loan, which is part of why they’re a common fit alongside bridge financing.
The strongest bridge deals identify their exit before they ever close, not after.
402 5th Ave Ste 102
Indialantic, FL 32903
