$3,900,000 – SBA 7a Working Capital Loan

A group of business owners created an algorithm in their insurance business that dramatically increased sales while lowering costs. They wanted to take this algorithm and develop it into an app for purchase. Without real estate as collateral, any normal bank wouldn’t approve a loan – SBA or otherwise (this is typically more attractive situation… Continue reading $3,900,000 – SBA 7a Working Capital Loan

$450,000 – Investor Office Condo Purchase

This young investor wanted to invest in the family business in an unconventional way. He knew one day, he would be given the keys to the 50-year old, family-run insurance business, currently led by his father. As his first investment in his future, he decided to purchase the 2-unit office condo to lease back to… Continue reading $450,000 – Investor Office Condo Purchase

$9,000,000 – Charter Boat Business and CRE Purchase

Fort Lauderdale, FL A wonderful business broker that we work with sent us this loan, which spent NINE MONTHS trying to find a home amongst multiple lenders. An employee was attempting to purchase a successful charter boat business with its own boats, real estate, docks and boat slips in prime Fort Lauderdale. He was flush… Continue reading $9,000,000 – Charter Boat Business and CRE Purchase

$1,227,500 – Family Services CRE Purchase and Refinance

Melbourne, FL This business owner ran an adoption agency that helped house families in addition to providing services. For years, she had been putting up her clients in hotel rooms – at a huge annual expense to the business. Luckily, she was able to find a 7-bedroom mixed-use property to alleviate that expense. With tenants… Continue reading $1,227,500 – Family Services CRE Purchase and Refinance

$475,000 – Medical Office CRE Refinance

Margate, FL Early in this doctor’s career, he encountered a difficult time in his life that hurt his financial credibility and stability. Not only had he declared bankruptcy, he was also going through a divorce and foreclosure. Years later, when he wanted to purchase commercial real estate for his practice, his only available option was… Continue reading $475,000 – Medical Office CRE Refinance

Character Counts! Mistakes to Avoid Breaking Your Lender’s Trust

As we’ve previously discussed, commercial lending is a subjective business, and every lender has their own opinion on borrower strength. However, we can all agree that it takes a combination of the 5 C’s of Lending: Credit, Collateral, Capacity, Conditions and perhaps least talked about – Character. With everything going on with a loan application, borrowers… Continue reading Character Counts! Mistakes to Avoid Breaking Your Lender’s Trust

Top Tactics for Tackling High Interest Rates in 2023

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With the prime rate at 7.5% at the start of 2023, even the “best” interest rates in commercial may not be worth locking into a permanent loan. When rates have been historically low – as in the range of 4% for the last decade – it may be unwise to settle for paying this year’s… Continue reading Top Tactics for Tackling High Interest Rates in 2023

What Makes Us “the SBA Loan Experts”?

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An SBA loan is notoriously complicated to close. However, at Commercial Capital Ltd., we close more SBA loans than many firms in the country. How are we able to do this? By utilizing our in-house funds and relationships with the strongest SBA PLP (preferred lending partner) lenders available, we make the SBA loan process easier… Continue reading What Makes Us “the SBA Loan Experts”?

Jim Rohr – Bio

Jim Rohr has been working as a commercial loan specialist with Dave and Commercial Capital Ltd. since it began more than a decade ago. He leads his own office in Weston, FL, and lends his specialized expertise to construction, business acquisition, and commercial real estate in South Florida. Jim can be reached at (954) 614-0100… Continue reading Jim Rohr – Bio

Dave Dambro – Bio

Dave Dambro is the branch owner and lead commercial loan specialist for Commercial Capital Ltd., FL. With his extensive background in finance, securities and real estate, Dave not only helps his clients secure the best financing for their unique commercial loan requirements – he takes an active role in strategizing for their future. He truly… Continue reading Dave Dambro – Bio